Terms & Conditions

1. Who Operates the Scheme?

  1. The Serious Injury Scheme is operated by Serious Injury Law Limited. Legal Protection cover for serious injury claims will be provided to members of the scheme, up to an indemnity limit of £150,000, when a personal injury claim, in England and Wales, with reasonable prospects of success is accepted and pursued to a conclusion by Serious Injury Law Limited.

2. What happens if I want to make a claim?

  1. Serious Injury Law Limited, in their sole discretion, will assess whether your claim possesses reasonable prospects of success. In making this assessment, Serious Injury Law Limited will take into account, amongst other things:-
    1. that at the inception and throughout your claim, it is more likely than not that you will recover in full from your opponent your damages and legal costs;
    2. that throughout your claim, your opponent is insured and likely to be able to pay your damages and legal costs referred to in 2(a)(i) in full.

3. Can my cover be cancelled?

  1. Serious Injury Law Limited retain, in their absolute discretion, the right to dismiss a member from the scheme and/or withdraw or cancel insurance cover and/or the membership of any member, at any time whatsoever.

4. What will you do with my personal data?

  1. We want to make sure that you are made aware of any changes to the Serious Injury Scheme cover and/or things related to serious injury that may be of interest to you;
  2. We know how much data security matters to all our customers. With this in mind, we will never share your data with third party organisations outside of Serious Injury Scheme/Serious Injury Law Limited without your permission;
  3. We may, however, disclose your personal data to the Police or other Enforcement, Regulatory, Government or other body, in your country of origin or elsewhere, upon a valid request to do so;
  4. On every email we send, you will be given the opportunity to tell us that you would like your details to be removed from the Serious Injury Scheme and/or our database generally;
  5. We will only keep your data for as long as you are a member of the Serious Injury Scheme and/or as long as the scheme is in operation. You have the right to withdraw your consent for us to process your data at any time;
  6. We intend to comply with the relevant Data Protection legislation in force at any relevant time.

5. Serious Injury Law Limited’s rights

  1. All rights, including copyright, in this website are owned by Serious Injury Law Limited. Any use of this website or its contents, including storing or copying it in whole or in part, is prohibited without the permission of Serious Injury Law Limited. You may not modify or distribute anything on this website for any purpose;
  2. We reserve the right to change these Terms & Conditions from time to time. If we do make any changes, you will be notified, and you will be asked whether you agree the changes or wish to end your membership of the scheme.

6. Serious Injury Scheme website

  1. Serious Injury Law Limited has taken every care in the preparation of the content of this website. However Serious Injury Law Limited disclaims all warranties, express or implied, as to the accuracy of the information contained in the content of this website. Serious Injury Law Limited shall not be liable to any person for any loss or damage which may arise from the use of any of the information contained in any of the materials on this website;
  2. Unless otherwise specified, the materials on this website are directed solely at those who access this website from England and Wales . Serious Injury Law Limited make no representation that any products or services referred to in the materials on this website are appropriate for use, or available, in other locations. Those who choose to access this site from other locations are responsible for compliance with local laws if and to the extent local laws are applicable;
  3. We may place links on this website to other websites we think you may want to visit. We do not vet these websites and do not have any control over their contents. Serious Injury Law Limited cannot accept any liability in respect of the use of these websites;
  4. There may be legal notices on other areas of this website which relate to your use of this website, all of which will, together with these terms & conditions govern your use of this website;
  5. Serious Injury Law Limited makes every effort to ensure that this website is free from viruses or defects. However, we cannot guarantee that your use of this website or any websites accessible through it won’t cause damage to your computer. It is your responsibility to ensure that the right equipment is available to use the website and screen out anything that may damage it. Serious Injury Law Limited shall not be liable to any person for any loss or damage which may arise to computer equipment as a result of using this website;
  6. Law, Jurisdiction and Language – This website, any content contained herein and any contract brought into being as a result of usage of this website are governed by and construed in accordance with English Law. The parties to any such contract agree to submit to the exclusive jurisdiction of the courts of England and Wales. All contracts are concluded in English.

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